You can be a U.S. citizen, or a Permanent Resident Alien, or you can show that you have had your work permit renewed about 2-3 times. Lenders like to see that you have been in this country for 4-5 years, that you have ties and connections to this country, and that you are legally able to work here. For FHA loans, if you are not a U.S. citizen, it helps if you can show that you have started the application process to become a citizen.

Non citizens must prove their financial ability in their foreign country and have the funds or down payment necessary to complete the loan process. Unless you plan on living in the home - you do not need to be a citizen.

There are many people in Mexico for example that have purchased homes in the United States as vacation destinations.

If you plan on living in the home - you need to show status as a permanent legal resident. Also known as a "green card" To get information on applying for legal residency you can call 1-800-870-3676 or you can go online to:

United States Office of Immigration 

If you are outside the of United States visit your local embassy office or Consulate office.

The Office of US Citizenship and Immigration also offers a great booklet titled "Welcome to the United States" is is a help resource guide for living your life in the United States. If you would like to receive a copy visit their website.  

Are you considering a second home or relocating to the United States?
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